H. R. 3298, the National Property Reinsurance Act of 1993: Hearing Before (Classic Reprint) okumak kayıt olmadan

H. R. 3298, the National Property Reinsurance Act of 1993: Hearing Before (Classic Reprint)

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EmSURANCE ACT OF 1993 THURSDAY, MAY 19, 1994 House of Representatives, Subcommittee on Consumer Credit and I nsurance, Committee on Banking, Finance and Urban A ffairs, Washington, DC. The subcommittee met, pursuant to notice, at 10:05 a.m., in room 2220, Raybum House Office Building, Hon. Maxine Waters [chairman pro tempore of the subcommittee] presiding. Present: Chairman [pro tern] Waters, Representatives Gutierrez, Roybal-A llard, Barrett, Velazquez, KnoII enberg, andS anders. Ms. Waters. The Consumer Credit and Insurance Subcommittee will come to order. Today, we are without the chairperson of this subcommittee. Congressman Kennedy cannot be here. There is illness in the family, and he had to be with his family today. So we are going to proceed with this hearing, and I am going to substitute forM r. Kennedy and chair this sd[)committee. With that, I would like to ask members for opening statements. Mr. KnoII enberg, do you have an opening statement? Mr. Knollenberg. I do. Thank you. I have a brief opening statement. I want to thank the Chair, and I want to also thank the witnesses in advance who have taken the time to come before this subcommittee. I am looking forward to your testimony. In my view, there are several points relating to the reinsurance market that need to be addressed before we can call the hearing a success. Number one, we must determine whether we are dealing with the wholesale failure of the reinsurance market or just problems with the cost of reinsurance in a high-risk neighborhood or in high-risk neighborhoods. Second, what do the facts surrounding this issue tell us? Have a lot of companies been denied reinsurance because of their presence in underserved areas or just a few more, perhaps none at all? What are the lessons to be learned from the Federal Government sprior involvement in this matter? Why was the old Federal Riot Insura(Typographical errors above are due to OCR software and don't occur in the book.)

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